Old Irving Park, Independence Park and Portage Park real estate and homes for sale in Illinois, Investment Property, Luxury - Tom Brandt's Team, REALTORS® Tom Brandt's Team REALTORS(r) for Old Irving Park, Independence Park and Portage Park, Illinois real estate, Investment Property, Luxury - NUMBER1EXPERTS™ Tom Brandt's Team NUMBER1EXPERTS(tm) for Old Irving Park, Independence Park and Portage Park, Illinois real estate, Investment Property, Luxury
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Tom Brandt's Team, REALTORŪ, real estate agents and broker for Old Irving Park, Independence Park and Portage Park Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)
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First Time Homebuyers: Old Irving Park, Independence Park and Portage Park Illinois home buying, real estate listings, and homes for sale in Cook County, IL
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Old Irving Park, Independence Park and Portage Park real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
Q 
Where are the highest median price homes in the United States currently located?

A 
According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area.
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Tom Brandt's Team, REALTORŪ, real estate agents and broker for Old Irving Park, Independence Park and Portage Park Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Tom Brandt's Team
Keller Williams Realty Professionals

3752 N. Kostner
Chicago, IL 60641
Tel: 773-230-6997
Fax: 866-347-1813
Email: tom@tombrandt.com

With over 16 years of real estate experience, I have formed a team of real estate professionals to aid me in providing the best possible service. With my team, you can rest assured your real estate experience will be stress free and handled with care.

CRS Equal Housing MLS REALTOR


Keller Williams Realty Professionals real estate and homes for sale in Old Irving Park, Independence Park and Portage Park Illinois

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