Old Irving Park, Independence Park and Portage Park real estate and homes for sale in Illinois, Investment Property, Luxury - Tom Brandt's Team, REALTORS® Tom Brandt's Team REALTORS(r) for Old Irving Park, Independence Park and Portage Park, Illinois real estate, Investment Property, Luxury - NUMBER1EXPERTS™ Tom Brandt's Team NUMBER1EXPERTS(tm) for Old Irving Park, Independence Park and Portage Park, Illinois real estate, Investment Property, Luxury
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Tom Brandt's Team, REALTOR®, real estate agents and broker for Old Irving Park, Independence Park and Portage Park Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Foreclosures >1. What Is a Foreclosure?

A foreclosure is a legal process through which a mortgagor loses his or her equitable right to redeem a mortgaged estate; in other words, the lender completely repossesses the home from the borrower (homeowner.) The lender goes through the legal motions to sell the property, terminate all the homeowner’s rights in that property, and remove the homeowner.

What are the effects?

  • The most stressful and pressing effect that foreclosure has is that the borrower loses his or her place to live.
  • Foreclosure negatively affects the borrower’s credit rating. It stays on a credit report for seven years and drops a credit score 250 points.
  • A borrower who’s been foreclosed on may have trouble finding and keeping jobs since good credit may be required by employers to be hired.
  • A foreclosed home can bring down the value of surrounding homes.

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Real Estate Trivia
Q 
To what process do the terms closing, escrow, settlement and passing papers refer?

A 
These terms, which vary in different parts of the country, describe the conclusion of a real estate sale.
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Tom Brandt's Team, REALTOR®, real estate agents and broker for Old Irving Park, Independence Park and Portage Park Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Tom Brandt's Team
Keller Williams Realty Professionals

3752 N. Kostner
Chicago, IL 60641
Tel: 773-230-6997
Fax: 866-347-1813
Email: tom@tombrandt.com

With over 16 years of real estate experience, I have formed a team of real estate professionals to aid me in providing the best possible service. With my team, you can rest assured your real estate experience will be stress free and handled with care.

CRS Equal Housing MLS REALTOR


Keller Williams Realty Professionals real estate and homes for sale in Old Irving Park, Independence Park and Portage Park Illinois

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